Terms & Conditions

Agreement to Terms

By accessing or using our services, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services. We reserve the right to modify these terms at any time.

Eligibility

You must be at least 18 years of age (or the age of majority in your jurisdiction) to use our services. By using our services, you represent that you meet the eligibility requirements and have the legal capacity to enter into this agreement.

Account Registration

To use certain features of our services, you must create an account. You agree to provide accurate, current, and complete information during registration and to keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials.

Account Security

You are responsible for all activities that occur under your account. You must notify us immediately of any unauthorized access or security breach. We are not liable for any loss or damage arising from unauthorized use of your account.

Our Services

We provide digital banking and financial services as described on our platform. Services may include account management, money transfers, and other features. We reserve the right to modify, suspend, or discontinue any service at any time.

Fees and Charges

Certain services may be subject to fees and charges. Applicable fees will be disclosed before you complete a transaction. We reserve the right to change our fee structure with appropriate notice. You are responsible for all fees associated with your account and transactions.

Prohibited Activities

You agree not to engage in any of the following activities:

• • Using our services for any illegal or unauthorized purpose
• • Violating any applicable laws or regulations
• • Engaging in fraudulent or deceptive activities
• • Attempting to gain unauthorized access to our systems
• • Interfering with or disrupting our services
• • Using our services for money laundering or terrorist financing

Termination

We may suspend or terminate your account at any time for any reason, including violation of these terms. You may close your account at any time by contacting us. Upon termination, your right to use our services will cease immediately.

Limitation of Liability

To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of our services. Our total liability shall be limited to the fees paid by you in the twelve months preceding the claim.

Disclaimer of Warranties

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, error-free, or secure.

Governing Law

These Terms shall be governed by and construed in accordance with the applicable laws. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the appropriate courts.

Changes to Terms

We reserve the right to modify these terms at any time. We will provide notice of material changes through our platform or by other means. Your continued use of our services after such changes constitutes acceptance of the modified terms.